Financial Planning Services in Gatton

BECOME PART OF OUR FINANCIAL PLANNING FAMILY

At OBT Financial Planning, we help you to become more financially secure, make sound financial decisions and build wealth for the future.

The OBT Financial Planning team has built a strong reputation in the Lockyer Valley region by always putting our clients first, going out of our way to understand your needs and possessing up-to-date, leading-edge industry knowledge.

We are very passionate about the positive influence professional financial advice has on the lives of our clients. We’re often told our advice is life-changing – this is what keeps our clients coming back year after year, and also referring their family and friends to us as well.

We service a diverse range of clientele, including:

Everyday singles and families
Over 55s and retirees
Small business owners
High net worth persons and high-income earners
Professionals

Having a financial adviser by your side can be incredibly valuable. And you don’t need to be wealthy to benefit from good financial advice.

We assist you in navigating the complex world of finance and coaching you to make the most of your life with the resources you have
We use a holistic approach that addresses all aspects of your financial situation
We help you to be disciplined and consistent with your financial and investment decision making and to reliably generate the long-term net returns you need in order to achieve your lifestyle goals, while also ensuring that investment risks, tax and fees are minimised as well
We use behavioural coaching to stop you from switching investments regularly, chasing returns, panicking when markets fall and making big mistakes with your money
We always aim to put you in a better position as a result of our advice – that’s our promise

Meet OBT’s Financial Planners

Bruno Tjelder B Bus, Adv Dip FS (FP)

Bruno has over 15 years’ experience in the Financial Services Industry with extensive experience in all areas of financial advice, including superannuation, SMSFs, direct shares, retirement strategies, aged care, insurance and investment advice.

Bruno finds satisfaction in making a difference in his client’s lives by helping them achieve their goals so they have money when they need it most and by building long-term professional relationship based on trust, respect and honesty. Away from work Bruno enjoys playing all sports and spending time with his family.

View FSG »

Bruno’s qualifications:

Bachelor of Business
Advanced Diploma of Financial Services
Self-Managed Superannuation Fund (SMSF) Specialist
Gearing and Margin Lending Specialist
Tax (Financial) Adviser with the Tax Practitioners Board
Member of the Financial Planning Association of Australia
Authorised Representative (No. 323194) of Lonsdale Financial Group

Damon Zischke B Com, Dip FP, CFP®

Previously an accountant, Damon is passionate about improving his clients’ financial positions and making the most of what they’ve got. He provides advice across all areas of personal finance, including superannuation and SMSFs, planning for retirement, personal risk insurance, tax planning and investment portfolio construction.

Damon is extremely passionate about the difference a good financial planner can make in people’s lives. Something people often notice about Damon is his ability to present complex strategies in a way that is clear and easy to understand. He has a keen eye for details, good listening skills and a friendly demeanour.

View FSG »

Damon’s qualifications:

Bachelor of Commerce (Accountancy and Finance)
Diploma of Financial Planning
Certified Financial Planner® Professional
Self-Managed Superannuation Fund (SMSF) Specialist
Tax (Financial) Adviser with the Tax Practitioners Board
Member of the Financial Planning Association of Australia
Member of CPA Australia
Authorised Representative (No. 1264517) of Lonsdale Financial Group
WINNER of the Lonsdale 2020 Future Leader award

Financial guidance for every life stage

The team at OBT Financial Planning are committed to offering the following professional services:

Financial Planning & Wealth Management

By partnering with an OBT adviser, you are choosing a wealth professional who is one of the best in their field and capable of making a positive impact on your financial and lifestyle goals.

Superannuation & SMSF Advice

Often overlooked, getting your super right can make an enormous difference over your lifetime – these include making smart contributions and choosing good investment options (including geared investments).

Don’t want to miss out on these and many other opportunities? Not sure how and when to act on them? Simple. Get professional advice.

Retirement Planning Advice

Whatever your definition of retirement success, one thing is sure — no one wants their golden years pressured by financial concerns.

Remember, careful planning can eliminate the worry of not having enough to live on.

From dealing with Centrelink, market volatility, investment choice, inheritance issues and estate planning – retirement is definitely no time to be doing it alone.

Investment Portfolio Management

Professional management of your assets using proven methods that deliver long-term results.

Click here to find out how OBT approaches the investment of our client’s money – it might surprise you!

Cash Flow Management & Tax Planning

A sound cash flow management plan provides a defined structure and promotes saving towards your wealth accumulation goals.

Combined with tax effective strategies, it’s a robust planning mix.

Succession & Estate Planning

Secure your family’s future by starting to plan now.

We also liaise with estate planning professionals to ensure that you have a thorough will and organise your legacy, with an emphasis on asset protection and tax minimisation.

Aged Care Advice

A complex area to navigate on your own with so many options to consider – but made easy with professional guidance.

Personal Risk Insurance

Are you adequately insured? Could you afford not to work if you got sick or injured?

You may not realise it, but your ability to earn an income for the rest of your life (not your house or car, or super), is your biggest asset. So, it’s something that’s definitely worth protecting.

Learn how we can help you throughout the different stages of your life. Explore the possibilities:

Ages 18-35 laying the best foundation for the future
Ages 35 to 55 Reducing debt, minimising risk and building assets
Age 55+ Retirement and financial independence in your sights

Ready to join our financial family?

We’d love you to become a part of our OBT Financial Planning family. By doing so, you will have:

Access to a dedicated, professional financial adviser at all times
Help to set realistic personal financial goals
A comprehensive, dynamic financial plan designed for YOU
Optional financial health check-ups
Answers to all of your questions – in simple language you can understand!

We understand that everyone’s financial circumstances are unique to them. Before attending your first appointment, please think about why you want to seek financial advice.

Do you have some questions you would like to ask us? How can I create more wealth? How do I protect my wealth? Can I work less? When can I retire and on how much? Should I be doing something different with my financial position?

Our first meeting is all about getting to know each other. The meeting will generally last 1 to 2 hours, and we’ll conduct a detailed assessment of your current financial position. We’ll also consider where you’re going financially and what you’re looking to achieve. We can also provide you with general advice in this appointment.

When you come to the initial appointment, it would be good if you brought along with you the following documents (if you don’t have everything right away, don’t worry – we can always get them later):

Statements for existing superannuation funds and investments
Details of any personal insurance cover you hold
Approximate bank balances and details of any loans
Estimates of your annual living expenses
Recent payslips or estimates of your income
Copies of your income tax returns

If we mutually agree we’re a good fit and can add value to your situation, your financial planner will then analyse your situation, perform research and develop a strategy, which will be presented to you in a subsequent meeting.

What is the cost?

For the initial meeting, we charge a set fee of $395.

Prices start at $979 for personal advice, depending on the scope and complexity of our recommendations. If you do choose to receive formal advice from us, the cost of the initial meeting ($395) will be rebated back to you.

Licensee Privacy Statement

Personal information you provide to us will be used in accordance with our privacy policy, available from us via 1300 566 732 or at www.lonsdale.com.au/privacy.

General Advice Warning

The information provided is general in nature. It has been prepared without talking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This Financial Planning website page(s) is intended for Australian Residents only.

The views expressed in this publication are solely those of the author; they are not reflective or indicative of the position and are not to be attributed to the Advice Licensee. They cannot be reproduced in any form without the express written consent of the author.

Links to external websites

These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to OBT Financial Planning Pty Ltd or our licensee in anyway. Note: OBT Financial Planning Pty Ltd and our licensee does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

OBT Financial Planning Pty Ltd is an Authorised Representative of Lonsdale Financial Group Ltd ABN 76 006 637 225 | AFSL 246934