Build your financial security with OBT Financial Group – Lockyer Valley’s Business of the Year 2015 and specialist financial advisers to individuals, business owners and farming families on accounting, tax, business advice and wealth planning for over 30 years.
Getting the balance right between a safe spending rate and having enough income to enjoy retirement takes some careful planning. Investing for a reasonable return is one approach to helping your savings go the distance.
A simple approach to cybersecurity
Cybercrime has become a profession and the demographic of your typical cybercriminal is changing rapidly, from bedroom-bound geek to the more organised, who use advanced techniques and are highly technically skilled. Here are four easy ways to keep your data safe from cybercriminals.
Strategies for long-term investing
Long-term investment can be challenging. Given the inherent volatility of markets, it’s useful to remind ourselves of strategies we can utilise to meet long-term investment goals.
The cycle of investor emotions
Since emotions pose a threat to our financial health, it is important that we are aware of them so we can make the best possible decisions to ensure financial security.
How did interest rates get so low?
We are operating in a world where interest rates are now very low both overseas and here in Australia; a time of uncertainty has arisen. Therefore, in this current climate, your assets should be sheltered to ensure financial security.
Government’s Stimulus Package in response to COVID-19
To help you gain a better understanding of the government stimulus measures that you may be able to access, we have summarised the key developments as they stand so far.
Business Management Accounts
Working with an accountant who is also a specialist business advisor to provide specific management advice makes a lot of sense, yet only a few firms are qualified and confident enough to do so. Read why.
Elder financial abuse
To help protect your older relatives, it’s important to understand that elder financial abuse can take many different forms and can be committed by a variety of people, including strangers, friends or even family members.
Financial advice close to hand
Read why, for Plainland retirees Barry and Gail, having Financial Planners who are nearby and invested in their affairs is important.
Common types of fraud and scams
Fraud usually happens when somebody accesses another person’s funds without their knowledge or authority. We look at the all too common types of fraud and scams.
