Build your financial security with OBT Financial Group – Lockyer Valley’s Business of the Year 2015 and specialist financial advisers to individuals, business owners and farming families on accounting, tax, business advice and wealth planning for over 30 years.
A highly experienced nurse, Mary has worked hard for decades and was looking forward to retiring. But she was forced to reassess her retirement goals when the pandemic upended her plans and placed a strain on her marriage.
Investing with confidence
When it comes to investing for a comfortable retirement, could you be your own worst enemy? Here’s how your unconscious fears and biases could impact your financial decision-making – and what you can do to keep them in control.
Retirees’ fears and expectations
For many, the word ‘retirement’ is associated with the idea of extended holidays to far-flung locations or spending quality time with grandchildren. However, there are a range of financial, emotional and psychological fears that are often linked to retirement – and for good reason.
How to help your parents and still save for retirement
If you’ve now found yourself with parents you need to help, you may be wondering how this will affect your own retirement plans. So, here’s a few things you can do to help both you and your parents improve your chances of retiring comfortably.
Investment options in retirement explained
Getting the balance right between a safe spending rate and having enough income to enjoy retirement takes some careful planning. Investing for a reasonable return is one approach to helping your savings go the distance.
A simple approach to cybersecurity
Cybercrime has become a profession and the demographic of your typical cybercriminal is changing rapidly, from bedroom-bound geek to the more organised, who use advanced techniques and are highly technically skilled. Here are four easy ways to keep your data safe from cybercriminals.
Strategies for long-term investing
Long-term investment can be challenging. Given the inherent volatility of markets, it’s useful to remind ourselves of strategies we can utilise to meet long-term investment goals.
The cycle of investor emotions
Since emotions pose a threat to our financial health, it is important that we are aware of them so we can make the best possible decisions to ensure financial security.
How did interest rates get so low?
We are operating in a world where interest rates are now very low both overseas and here in Australia; a time of uncertainty has arisen. Therefore, in this current climate, your assets should be sheltered to ensure financial security.
Government’s Stimulus Package in response to COVID-19
To help you gain a better understanding of the government stimulus measures that you may be able to access, we have summarised the key developments as they stand so far.
