Build your financial security with OBT Financial Group – Lockyer Valley’s Business of the Year 2015 and specialist financial advisers to individuals, business owners and farming families on accounting, tax, business advice and wealth planning for over 30 years.
The ‘bucket strategy’ has been a common way to help deal with retirement income risk. It works by managing the selling of assets at retirement, balancing the need for steady income and capital growth.
Fixed income: Top 10 things you should know
Fixed income – also known as bonds and credit – is a commonly used type of debt investment. It is a type of ‘asset class’, meaning a category of asset into which an investor can invest. Here are the top 10 things you should know.
Economic outlook March 2021
The COVID-19 pandemic remains a major feature on the global stage, but indicators suggest that there is economic expansion on the horizon.
2021/22 Federal Budget
Our team is available to assist you to capitalise on any of the Budget measures or minimise your risk. As always, the detail is important so please let us know if we can assist. We’ll keep you up to date as the detail of these measures comes to hand.
Do you need to review your insurance?
When a family experiences financial difficulty due to loss of income when an immediate family member becomes seriously injured or ill, it’s an extra stress at an already difficult, busy and emotional time. This is why appropriate insurance cover is a key consideration in any financial plan.
Economic Outlook Autumn 2021
Read why the post-COVID economy is expected to recover well with various indicators across many areas fostering expectations of growth.
The real benefits to retirees of financial advice
For many, the market volatility of 2020 has been difficult to navigate. Some people only realised that they had too much exposure to risk in their investment portfolio after markets fell dramatically.
Economic Outlook Summer 2020
Looking ahead, there has been a recovery in business conditions and confidence. Conversely, retail sales weakened in late September as households reduced their spending with the tapering of the JobKeeper program from October onwards.
Transitioning to retirement
If you are over 55 (and have reached your preservation age) the Australian Government has made it possible for you to access your super as a non-commutable income stream while you are still working. Read how.
Staying on track for retirement
Regularly checking in on your retirement plan is always a sensible strategy. Keeping track of your finances becomes even more important in times of economic uncertainty. Given the changes we’ve seen due to Coronavirus, now is a good time to take a look at your retirement income plan with fresh eyes. We’ve put together a list of resources to help you.
