Build your financial security with OBT Financial Group – Lockyer Valley Business of the Year recipients and specialist financial advisers to individuals, business owners and farming families on accounting, tax, business advice and wealth planning for over 40 years.
Check out how well-prepared budgets help business owners manage finances, allocate resources wisely and stay on track to achieve business goals.
6 Factors for developing Your Business Budget
Here are 6 practical tips to help create a budget that works for your business.
TTR Pension Strategies
TTR pensions enable eligible individuals, typically those between the ages of 55 and 60, to access up to 10% of their TTR pension account balance each year, even if they continue to work. Here’s what you need to know.
Building and Accumulating Retirement Income
Retirement is a significant life milestone that requires careful planning and consideration. The process of building and accumulating funds that will sustain your desired standard of living during retirement is a central strategy.
Maximising Tax Efficiency
The Transition to Retirement (TTR) strategy offers a unique opportunity for individuals aged 55-plus to reduce their tax burden while still working part-time. In this article, we further explore the TTR strategy with practical steps to optimise its benefits with respect to tax and tax planning.
Having enough super to retire
To truly enjoy your retirement, we need to have enough money to live on. In Australia, this means having a substantial amount of savings and investments to support our later years. But how much money do you need to retire?
5 Important Facts about Personal Insurance Cover
Life is unpredictable and unexpected events such as accidents, illness or death can occur at any time. Having personal insurance can provide financial protection and security against such events.
2023-24 Federal Budget Summary
Modest but meaningful — we outline the highlights for personal tax, small business tax, superannuation and more announced in last night’s Federal Budget.
Transition to retirement
As you approach retirement, you may consider how to transition from full-time work to retirement. One option is a transition to retirement (TTR) strategy.
Will you be able to live the retirement lifestyle you want to?
Australians, on average, are living longer than ever, thanks to better health and medical advances. That means the longer you live, the more money you will need for your retirement.
