Build your financial security with OBT Financial Group – Lockyer Valley Business of the Year recipients and specialist financial advisers to individuals, business owners and farming families on accounting, tax, business advice and wealth planning for over 40 years.
When it comes to managing your finances and making investments, understanding the definition of compound interest vs simple interest can make a huge difference.
The case for a balanced portfolio
Investing in a globally diversified portfolio with a mix of equities, bonds, alternatives, property and cash has proven a sound strategy for long-term wealth creation.
Investment or speculation – where does cryptocurrency fit?
What is cryptocurrency really – investment or speculation – and how do you decide whether it’s the right ‘investment’ for you?
Inflation: what does it mean for me and my money?
Inflation is a hot topic at the moment. But what exactly is it, and how does it affect you and your money?
10 Obstacles to Investing
Even though the investment principles we run on are simple, they aren’t always easy to understand and accept. Here are some of the objections we commonly encounter.
How to help your parents and still save for retirement
If you’ve now found yourself with parents you need to help, you may be wondering how this will affect your own retirement plans. So, here’s a few things you can do to help both you and your parents improve your chances of retiring comfortably.
Fixed income: Top 10 things you should know
Fixed income – also known as bonds and credit – is a commonly used type of debt investment. It is a type of ‘asset class’, meaning a category of asset into which an investor can invest. Here are the top 10 things you should know.
Fight the flight when investing
It is absolutely important that investors avoid emotional, panicked decision making. Investors who panic sell run the risk of selling low and crystallising losses in their portfolios. Read why.
Sharemarkets – embracing the fear
Sharemarkets are the most volatile they’ve been in the past 20 years. Increased uncertainty, fear, forced and panic selling, as well as reduced liquidity, are all contributing factors to currently elevated levels of volatility. Read why.
Market volatility and how it is affecting your super
In recent weeks, investment markets around the world have continued to experience significant volatility as investors try to assess the impact of the coronavirus (COVID-19) outbreak – an event that no-one anticipated for 2020. How much of your super is invested in shares is important.
